Workplace Accidents Injury Attorney Serving East Haddam, Connecticut

A workplace accident can cause significant setbacks. How do you pay for your medical expenses and other bills when you can’t work because of a workplace injury? You have enough to worry about between your recovery and managing daily tasks. Let an experienced personal injury attorney help you through the claim process and seek the money you need to cover your medical expenses and lost wages. 

At Holth & Kollman, LLCour injury attorneys have more than 50 years of experience advocating for injury victims like you. We offer workplace accident victims personalized legal services and will work with you to ensure you understand your options for recovering maximum compensation. We proudly serve the East Haddam, Connecticut, area and are committed to delivering results for our clients. 

Hurt on the job? Talk to a Connecticut injury attorney today. At Holth & Kollman, LLC, our law firm wants to help you seek justice and secure financial stability after a workplace accident. Contact our office and request a free consultation. 

What Is Workers’ Compensation?

Connecticut workers’ compensation is a no-fault insurance program that provides injured employees with specific benefits when hurt on the job. Nearly all Connecticut employers are required to carry workers’ compensation insurance. Only casual employees, those working in a private home for less than 26 hours per week, and corporate officers who choose not to have coverage are exempt from workers’ comp

Since workers’ compensation is no-fault insurance, an employee can be covered even if they are wholly or partially responsible for causing the incident. The only exception to the no-fault rule applies to employees whose injuries are the result of substance or alcohol abuse. The program is designed to provide medical treatment and other benefits to injured employees while shielding the employer from lawsuits. 

Is Workers’ Compensation Required in Connecticut? 

Workers’ compensation covers nearly all Connecticut employees. Benefits extend to minors, part-time employees, seasonal workers, and non-citizens regardless of occupation, business size, and duration of employment. Freelance employees, independent contractors, and employees who work in a private home for fewer than 26 hours per week are generally not covered by workers’ compensation. 

Workers’ Compensation Benefits 

What benefits can someone injured on the job seek through the workers’ compensation program? For the most part, workers’ compensation covers a person’s work-related medical expenses and a portion of their lost wages if their injury prevents them from returning to work right away. Workers’ compensation may cover funeral costs and provide death benefits when a workplace accident results in a death. 

Other Connecticut workers’ compensation benefits can include: 

Temporary Partial Disability (TPD) – When a workplace accident doesn’t prevent you from returning to the workforce, but it limits the type of work you can do or how much you may be able to earn, the workers’ compensation program can help compensate you for the difference in your wages. TPD benefits can cover up to 75 percent of the after-tax difference between your pre-injury earnings and what you can currently earn due to your injuries. 

Temporary Total Disability (TTD) – TTD benefits help compensate workers when a workplace accident prevents them from returning to the workplace for a specific period. These benefits offer injured people 75 percent of their average weekly wage after taxes. Time limits and waiting periods apply to these benefits. 

Permanent Partial Disability (PPD) – An injured worker may be eligible to apply for PPD benefits through the workers’ compensation system when a workplace incident causes an injury that results in the loss of bodily function or significant use of a body part or limb. The available benefits depend on the location of the injury. 

Permanent Total Disability (PTD) – The Connecticut workers’ compensation program typically considers injured workers eligible for PTD benefits when a workplace accident causes vision loss, amputations of both hands, amputations of feet, the amputation of one hand and one foot, or paralysis affecting at least two limbs. Benefits may also be available to those with mental disabilities caused by a traumatic brain injury. Additionally, if the worker cannot return to the workforce at all because of their injury, they may continue to receive benefits at the same level as TTD benefits for as long as they are incapacitated.

In some situations, an injured employee may also receive cost-of-living benefits, discretionary benefits, and compensation for vocational rehabilitation. Understanding which workers comp benefits you may be eligible to receive can be confusing. A personal injury attorney can help you understand the workers’ compensation system and how to maximize your financial compensation. 

Common Workplace Injuries in Connecticut 

While employers must maintain a reasonably safe work environment, accidents and occupational illnesses still occur. While some environments are more dangerous than others, like construction sites, agricultural sites, and mines, accidents are common among office workers and retail staff. Some of the most common workplace injuries that occur in Connecticut include: 

  • Overexertion
  • Repetitive motion injuries
  • Back and neck injuries
  • Traumatic brain injuries
  • Broken bones
  • Dislocations
  • Soft tissue injuries
  • Organ damage
  • Internal bleeding
  • Carpal and cubital tunnel syndromes
  • Abrasions
  • Lacerations
  • Contusions

Why do these types of significant injuries occur in the workplace? The National Safety Councillists the three most common work-related injury causes as exposure to harmful substances, overexertion, and slip and fall accidents. Other incidents that can lead to significant injuries on the job include: 

  • Auto crashes
  • Being hit with objects or machinery
  • Falls from heights
  • Falling objects
  • Workplace violence
  • Improperly maintained equipment
  • Mechanical defects

Scaffolding accident injuries, construction injuries, and roofing injuries can be especially significant and cause life-long medical complications and disabilities. Mental health concerns can also accompany severe physical injuries in the form of depression and anxiety. 

Steps to Take After a Workplace Accident

What should you do after an accident on the job? Try to remain calm and take these steps to protect yourself and strengthen your claim: 

  • Report the accident – You must immediately report workplace-related accidents to your manager or supervisor. Your employer must file an “Employer’s First Report of Occupational Injury or Illness” with their workers’ compensation insurance carrier and the Workers’ Compensation Commission. 
  • Seek medical attention immediately – Even if the injury seems minor, getting immediate medical attention is a must for employees. Sometimes, your employer or their insurance carrier may have a medical care plan in place. Review this plan and seek medical assistance from an approved provider. Unless the situation is an emergency, you must accept initial treatment and subsequent care from a provider listed with your employer’s plan. 
  • Consult a workers’ compensation attorney – Figuring out the workers’ compensation claim process can feel overwhelming and confusing when you suffer a significant injury. Consulting a Connecticut workers’ compensation attorney is always in your best interest. 

In rare instances, you may also be able to sue someone for compensation related to a workplace accident when the careless actions of a third party caused the incident. Your attorney can advise you about whether this is possible in your circumstances.

Contact a Workers’ Compensation Attorney Today

Do you want to learn more about your legal rights after a workplace accident? Is workers’ compensation the best way to recover the money you need to cover your medical expenses and financial losses? Let an experienced workplace accident attorney with Holth & Kollman, LLC, answer your questions and help you pursue compensation for your injuries. 

Our law firm proudly serves injured employees in the East Haddam area. Contact our office today and set up a free legal consultation.