Lyme Workplace Accidents Attorney

Are you suffering from an injury or illness as a result of conditions related to your job in Lyme, Connecticut? You could be entitled to workers’ compensation benefits, and a workplace accident attorney from Holth & Kollman, LLC, can help you get them.

Our dedicated team can help you through every step of your claim, from filing paperwork to representing you in hearings and negotiating with insurance companies. From our office in New London, Connecticut, we proudly support clients in Lyme and nearby areas, including Montville, Norwich, Preston, Griswold, Ledyard, and Stonington.

Contact us today for a free consultation, and let us assist you in securing the benefits you are owed.

Understanding Connecticut’s Workers’ Compensation System

Below, we break down the most important elements of Connecticut’s workers’ compensation laws to help you understand your rights and responsibilities after an occupational injury or illness:

Which Employees Are Covered

In Connecticut, workers’ compensation covers most employees from the moment they start their jobs. This system is designed to protect workers who get injured or sick on the job. It doesn’t matter if you work part-time or full-time – you likely have coverage under this system if you are a legal employee. However, independent contractors, volunteers, and certain types of employees, like business executives, are usually not entitled to coverage.

Workers’ Compensation as a No-Fault System

Workers’ compensation operates as a no-fault system. This means that if you get injured or sick because of your work, you can secure financial benefits without having to prove that your employer or co-worker did something wrong. This system allows you to receive quicker support and avoid the lengthy process of determining fault, making it easier to get your benefits and focus on recovery.

How Long You Have to Notify Your Employer and File a Claim

If you suffer a work-related injury or illness in Connecticut, you must notify your employer immediately to preserve your right to claim workers’ compensation benefits. If you wait too long, it could lead to delays or the denial of your claim. If you don’t receive benefits within a couple of weeks after notifying your employer, you have one year from the date of your personal injury to file a claim. If you suffer an occupational illness, you have three years from the date of your first symptom to file.

What Workers’ Comp Covers

Workers’ comp in Connecticut covers a wide range of injuries and illnesses that happen because of your job. This includes accidents that occur while working, such as a scaffolding accident injury, as well as illnesses that develop over time due to work conditions, like hearing loss from exposure to loud noise.

What Isn’t Covered

While many types of injuries and illnesses are covered under workers’ comp, there are exceptions. In Connecticut, injuries that happen because you were intoxicated or using illegal drugs at work, self-inflicted injuries, or injuries resulting from misconduct are not covered. Additionally, injuries that happen while you’re not working or engaging in work-related activities typically don’t qualify.

Choosing Your Provider

After a work-related injury in Connecticut, your employer will arrange your initial medical treatment, which you must accept to qualify for workers’ compensation benefits. Following this initial treatment, you have the right to choose your own doctor. However, if your employer has a specific medical care plan, you must select a doctor from within that plan to avoid losing benefits. Should you need to change doctors later, you can do so by getting a referral from your current doctor, obtaining permission from your employer or their insurance, or appealing to an Administrative Law Judge.

Types of Workers’ Compensation Benefits in Connecticut

Workers’ compensation benefits are designed to assist you in your recovery, support you financially while you’re unable to work, and help you return to the workforce if possible. Each type of benefit caters to different needs, from covering your medical treatment to compensating you for income losses. Let’s take a closer look at a few types of benefits Connecticut work injury victims can receive:

  • Medical Benefits: You are entitled to coverage for all reasonable and necessary medical treatment related to your occupational injury or illness. You can also get compensation as reimbursement for any travel expenses you incur for attending medical appointments.
  • Temporary Total Disability (TTD) Benefits: If your work-related injury or illness completely prevents you from working, you might qualify for TTD benefits. These benefits pay 75 percent of your net average weekly wage, based on what you earned before your injury. This financial support continues until you can return to work or for up to 52 weeks.
  • Temporary Partial Disability (TPD) Benefits: If you can still work but not in your usual capacity or hours due to your injury, you could receive TPD benefits. These benefits cover 75 percent of the difference between your current net earnings and what you would have made without the injury.
  • Permanent Partial Disability (PPD) Benefits:If your injury or illness results in the permanent loss of use of a part of your body, you’re entitled to PPD benefits. The amount you receive depends on the specific body part affected, the extent of the disability, and your average pay rate.

Pursuing Third-Party Injury Claims

Workers’ compensation provides no-fault benefits for workers who suffer injuries on the job. It also shields employers from direct liability for their employees’ injuries, and it does not cover the full range of harm an injured worker might suffer. Enter third-party claims, which empower injured workers to seek damages from parties other than their employer.

If a third party – that is, someone other than your employer or a coworker – caused your injuries, you may have grounds to file a lawsuit or liability claim against them. This action is separate and in addition to your workers’ compensation claim. Examples of third parties include equipment manufacturers, subcontractors, and property owners.

Unlike in a workers’ compensation claim, you will need to prove that this third party was directly responsible for your injuries in order to win your case. However, if you do, you could secure additional compensation that addresses a broader range of losses, including:

  • The full value of your lost wages
  • Diminished earning potential if your career is affected
  • Pain and suffering
  • Reduced quality of life

How a Workplace Injury Lawyer in Lyme, Connecticut Can Help You

Managing a workers’ compensation claim can be complex and challenging, especially when you’re already recovering from a workplace injury. Here are some ways a lawyer could assist you with your Connecticut workers’ compensation claim:

  • Calculating the correct amount of benefits you should receive
  • Completing and filing your claim paperwork within the required deadlines
  • Gathering medical evidence to support your claim
  • Representing you in all hearings related to your claim
  • Negotiating with workers’ compensation insurers on your behalf
  • Challenging any denials of your workers’ compensation benefits
  • Appealing unfavorable decisions regarding your claim
  • Coordinating your workers’ compensation benefits with other benefits you’re receiving
  • Protecting your rights if there’s a dispute over your employment status
  • Managing communications with your employer and their insurance company
  • Preparing you for testimony in workers’ compensation hearings
  • Providing support and guidance throughout the entire claims process

Talk to a Workers’ Compensation Lawyer in Lyme, Connecticut, Now

Need help with a workers’ compensation or third-party claim in Lyme? Turn to Holth & Kollman, LLC, for help. Our workers’ compensation lawyers and personal injury attorneys are ready to stand by your side, offering practical advice and strong representation. Call us today at (860) 447-0331 for a free initial case evaluation and start the process of resolving your workers’ comp claim with confidence.